![]() ![]() 'I would particularly want to know who the credit provider is, because that's who you would have to make the claim through.' In terms of 'green list' destinations, two return flights from London to Reykjavik, Iceland, in mid-June can be had for £498.52, paid for in monthly 10 instalments of £49.85.Ĭredit card purchases are covered by Section 75 of the Consumer Credit Act, meaning the card providers shares liability with a retailer for any breach of contractīrian Brown, from the financial information site Defaqto, said: 'You may also have protection under Section 75 of the Consumer Credit Act, because you are being lent money, but I would definitely confirm that with the provider. Package holidays may come later this year, it said. Launched in 2017, it describes itself as a BNPL travel agency named Pay Monthly Travel, before rebranding itself after overseas travel was cancelled due to the pandemic.īut with holidays now possible again, it is worth taking a look at what it offers.įlights from 29 UK airports are available and, subject to a credit check, users can spread the cost of flights and hotels over up to 10 instalments through its app or website. The best-known example is Butter, which This is Money wrote about last month. ![]() 'These companies obviously realise the holiday business is going to be busy and are ready to take advantage.' What companies are out there? 'I'm sure holidays will be big business in the next 12 months and some people will be desperate for a break in foreign climes but won't have the full flight or holiday cost as a lump sum after being on furlough, etc. ![]() Looking for a new credit card? Here's our pick of the six bestĪndrew Hagger, the founder of personal finance site Moneycomms, said: 'I think BNPL makes more sense for a big ticket item such as flights and holidays, rather than £50 worth of clothes, for example.Millions of over-50s forced to take out loans to pay bills, as rising costs push households to the brink.Typical five-year fixed mortgage rate tips back over 6% for first time since November.Banks rein in balance transfer credit card terms, cutting interest-free periods and hiking fees on 0% deals.All the reasons your bank can close your current account - and what you can do if it happens to you.The lucky dozen! How 12 Premium Bonds holders with pots of £1,000 or less scooped prizes between £10,000 and £100,000 in the latest draw.TSB hikes fixed mortgage rates AGAIN as mortgage chaos continues with average five-year fix now over 6%.Why are two-year fixed mortgages more expensive than five-year deals? We explain why shorter loans now cost more.Is now the right time to jump off my variable mortgage deal or should I wait for rates to drop before fixing? DAVID HOLLINGWORTH answers.From backing railroads to computer chips: How investment trust SAINTS navigated a 150-year investing odyssey.Are Premium Bonds REALLY handing out enough prizes to savers? The head of NS&I is grilled by JEFF PRESTRIDGE.New Labour is to blame for Thames Water's crippling debt pile, claims regulator Ofwat.AO World returns to profit after cost-cutting drive - but sales slump as demand for white goods dwindles.Quiz profits jump but fashion retailer warns of 'tough' trading conditions as dividends remain stalled.Topps Tiles shrugs off building sector gloom as cost pressure headwinds ease and sales jump in third quarter.Redde Northgate boasts record results as FTSE 250 vehicle rental firm wins new contracts and sales growth.BUSINESS LIVE: AO World profits recover on cost cutting Topps Tiles sales jump PayPoint results delayed.Another EV stumbling block? Electric cars are 25% pricier to fix than petrols and more commonly written off - which may push insurance premiums higher.Can I force a double glazing firm to fix my faulty windows? They were only fitted last year: Consumer rights lawyer DEAN DUNHAM replies.The little known trick to slash tax bills in retirement and boost your income by thousands - by paying into your partner's pension.Britain plummets into the bottom 10 countries in the global house price growth rankings, as mortgage mayhem and high inflation take toll.SALLY SORTS IT: I wasn't allowed on a flight to Spain - because my passport is more than 10 years old.Tesla's Model Y tops the UK's car sales - but industry bosses raise concerns about slow consumer uptake of EVs.Nationwide boosts savings rates for the second time in two weeks: Here's how they stack up against the rest of the competition.I'm a savings expert and these are the NS&I deals I'd take out right now: SYLVIA MORRIS on the good rates to snap up and the duds to ditch.
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